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Why Choose a Creative Roofing Solution?
Free Same Day Estimates In Hours Not Days
20+
Years Serving Florida
Call Us: 813-836-4718
Call Us: 813-836-4718
For decades in Florida, untrained or careless roofers took advantage of insurance loopholes to file shaky claims. But as of 2024, new laws have tightened everything up. Now, with over 50% of claims being denied and legal costs falling on homeowners, choosing a roofer who truly understands the insurance process isn’t just smart—it can save you time, money, and a lot of stress.
To many contractors have complex processes that don't always match what homeowners need. We make storm damage claims simple! Most of the time without the need for PA's and Lawyers Here is a breakdown of our Insurance claims process from meet to complete
Claim Validation & Discovery
Before filing a claim, we’ll carefully inspect your roof and home exterior for any signs of storm damage. If we find damage, we’ll walk you through your policy to make sure you're covered—and help you understand what your real out-of-pocket costs might be. There’s no such thing as a “free roof,” so it's important to know what your deductible is and whether anything isn't covered, before moving forward.
No Pressure. No Fine Print.
If you decide to move forward with us, there’s no confusing contract or assignment of benefits. Just a simple agreement: you give us permission to communicate with your insurance company and submit the necessary documentation. If—and only if—we reach a full roof replacement settlement, we’ll do the job for that amount. You’re only responsible for your deductible, as required by Florida law.
Ever hear of a friend or family member whose roof claim dragged on for years? That’s usually because the roofing company skipped steps in the claims process or used an Assignment of Benefits (AOB) and passed it off to a lawyer. And remember—lawyers charge by the hour, longer claims equal bigger check! With our process, we follow the right steps from day one. While we do have to work at your insurance company’s pace, we typically get a full roof replacement decision in under 45 days—no legal mess, no unnecessary delays.
Lets get you scheduled
Once your insurance carrier gives the green light, it’s go time. You get a brand-new roof for just the cost of your deductible. And if anything unexpected comes up during the job? No stress—we’ve already confirmed your coverages, so any approved extras are billed directly to your insurance. You get the upgrade, without the surprise expenses.
But don’t just take our word for it! Here is what our customers say:
Have you had roofers at your door using any of these awful sales pitches? If you ended up at our site then chances are yes! Here are our list of top 5 worst sales pitches and why they are bad
In FL Offering Any Discount During In Deductible is a Felony
If a contractor offers cash, rebates, or freebies for filing an insurance claim—run. It’s a felony in Florida, and honestly, if they were reputable, they wouldn’t need to slash thousands off fair market pricing to win your business. Just our two cents, but we think it matters.
The Nationally Recognized Industry Certification HAAG
After a hailstorm, roofers show up fast—but not all hail causes damage. In Florida, most hail is under 1", and roofing materials usually hold up until around 1.25". Many non-HAAG certified roofers and adjusters mistake things like blisters or splatter for hail damage. So while you may have been hit, it doesn’t always mean your roof is damaged
Leaks Do Not Mean Storm Damage
To file a storm damage claim, there has to be real damage tied to a specific storm that hit your property. Leaks can happen for a lot of reasons—not just storms. So if a roofer says it’s storm-related, ask them to explain how they know it came from one storm, not just wear and tear.
Not All Roofs Are Built The Same
You’ve probably heard this one: “We got your neighbor’s claim approved—yours should be too!” It’s a common pitch used in national sales trainings, and in some states, it kind of makes sense—roofs there are built to last just a few years, and whole neighborhoods go up at once. But Florida’s different. Our roofs last 10–20 years, and they’re replaced at different times due to insurance rules, storm damage, or installation issues. Unless your roof is original and around 20 years old, your situation probably isn’t the same as your neighbor’s
Creative Roofing Services
Roofing Knowledge Center
