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Storm Damage Roof claims: A Complete Roof Claim Guide
Storm damage is stressful—filing a storm damage roof claim shouldn’t be. We make the process simple, guiding Tampa homeowners every step of the way. Storm Damage Claims Done Right!
Capture it.
The right documentation
Claim it.
Best Roof Claims Experience
Win it.
A Better Roofing Process
Save
$0 Cost Roof Claims Solutions
Insurance claims simplified
Our 6-Step Insurance Roof Claim Process
Dealing with roof damage can feel overwhelming, but we make the claims process simple and transparent. Our 6-step approach walks you through every stage—from protecting your property to completing the final repairs—so you always know what’s next and never have to face your insurance company alone.
Protect & Prevent
Take steps to stop further roof damage.
Document Everything
Capture Photos and notes to strengthen your claim
File Your Roof Claim
We contact your carrier with you to ensure nothing is left out
Meet The Adjuster
We Ensure the on-site adjuster documents correctly
We Negotiate Repairs
Work with the desk adjuster to ensure fair coverage and costs
Roof Restored
Quality repairs completed with lasting protection
Wondering what an actual roof replacement looks like after the roof claim process?
We’ve outlined it clearly so you’ll always know what comes next
Build It
Why Homeowners Choose Creative Roofing Tampa When Filing a Roof Claim
When it comes to your roof, experience and honesty matter. With 20 years in the industry, Creative Roofing Tampa combines expert craftsmanship with a homeowner-first approach, handling roof claims and the repair process as if it were our own home. Here’s why homeowners across Tampa trust us with their roofs.
$0 Cost Claim Solution
Public adjusters and lawyers charge 10-30% of a roof claims value. Paired with high deductible costs, our $0 claims solutions can save you thousands.
Claims Expertise
Creative Roofing Tampa hold national level certifications that give us a competitive edge when negotiating roof claims.
Process Efficiency
Some lawyers and public adjusters charge higher fees the longer roof claims drag on, creating a financial incentive to delay your claim.
Claims handling options
Public Adjusters & Lawyers | Understanding your options when filing a roof claim
I know roof insurance claims can feel confusing and overwhelming. That’s why I want to explain the roles of lawyers and public adjusters—and why, in most roof-only claims, an experienced contractor who knows Florida building codes and insurance requirements is often the smarter choice. This can save you time, money, and headaches.
Lawyers: Best if a claim is denied due to lack of damage, policy coverage issues, or if the insurance company fails to follow Florida building code documentation provided by your contractor.
Public Adjusters: Most useful for total-loss events like a fire or a tree falling through your home, as they are certified to estimate all trades.
Our Expertise: For roof-only losses, we specialize in Florida roof code requirements. We can also handle basic water mitigation, exterior trades (siding, stucco), and minimal interior repairs.
If the main loss is your roof, choosing an experienced roofing contractor like Creative Roofing Tampa ensures your claim is handled efficiently, accurately, and without unnecessary fees.
Jaxon Atkins
Managing Partner
Creative Roofing Tampa
Lawyers
- Policy Coverage Denials
- Prior Damage Denials
- Bad Faith Denials
Public Adjusters
- Total Loss Claims
- Fire Claims
- Major Flood Claims
- Other Major Claims
Did you receive a letter threatening to drop coverage unless you replace your roof?
GOOD NEWS! There may be some good alternative options available: Click this link to learn more! Let’s get Creative
We always try to make Your Roof Claim simple ...
But don't Just Take Our Word For It
We’ll admit it.... We haven’t always been the best at asking for reviews. We’ve always preferred good old-fashioned referrals, but that’s about to change. Here’s a look at what some of our customers have shared about their experience with us.
Learn About Roof Insurance Claims...
BLOGs | FAQs
Want to learn more? Check out our full Roofing University page for everything roofing.
What should I do first after my roof is damaged in a storm?
If you don’t make the best move an contact us immediately, first ensure your safety and prevent further damage. Document everything with photos and videos, and contact your insurance company to start the claim process.
How do I know if my roof damage is covered by insurance?
Most homeowner policies cover storm-related damage, but coverage depends on your policy type and the cause of damage. Always review your policy and consult with a roofing professional experienced in insurance claims.
How long do I have to file a storm damage roof claim?
In Florida, it’s best to report damage as soon as possible. While policies vary, delaying a claim can complicate coverage and repairs.
Do I need a public adjuster or lawyer for my roof claim?
Only in specific situations: a lawyer is useful if a claim is denied due to lack of damage or policy issues, while a public adjuster is helpful for total-loss events like fire or severe structural damage. For roof-only claims, a knowledgeable roofing contractor often handles it more efficiently.
How long does the roof claim process take?
The timeline depends on the severity of damage, the insurance adjuster’s schedule, and required documentation. On average, minor claims take a few weeks, while larger claims taking us 45-60 days
Can I repair my roof before the insurance adjuster inspects it?
You should only make temporary repairs to prevent further damage (like tarping leaks). Also ensure that you document that they are intended to be temporary. Permanent repairs before inspection can affect your claim, so document all damage and communicate with your adjuster.
What is the role of a roofing contractor in a storm damage claim?
A qualified roofing contractor documents damage, provides estimates that meet Florida building code requirements, guides you through the claim process, and ensures repairs are completed correctly.
How can I maximize my insurance payout for a roof claim?
Document all damage thoroughly, provide clear estimates and photos, work with a contractor who understands insurance requirements, and follow up promptly with your insurance company throughout the claim process.
